Annual report 2009
Binck Bank
- Consolidated Financial Statements
- Notes to the consolidated financial statements
- Notes to the consolidated balance sheet
- 6. Cash and balances with central banks 7. Banks 8. Financial assets at fair value through profit and loss 9. Available-for-sale financial assets 10. Loans and receivables 11. Held-to-maturity investments
- 12. Investments in associates and joint ventures
- 13. Intangible assets
- 14. Property, plant and equipment 15. Current tax
- 16. Deferred tax
- 17. Other assets 18. Prepayments and accrued income 19. Derivative positions held on behalf of clients 20. Customer deposits
- 21. Provisions 22. Other liabilities 23. Accruals and deferred income
- 24. Equity
- Notes to the consolidated income statement
- Other notes to the consolidated financial statements
- Company Financial Statements
- Notes to the company financial statements
- Notes to the company balance sheet
- C. Cash and balances with central banks d. Banks e. Loans and receivables
- F. Bonds and other fixed-income securities
- G. Investments in associates and joint ventures
- H. Intangible assets
- I. Property, plant and equipment
- J. Current tax k. Deferred tax l. Other assets m. Prepayments and accrued income
- N. Customer deposits o. Other liabilities p. Accruals and deferred income q. Provisions
- R. Equity
- Other notes to the company financial statements
Notes to the consolidated income statement
|
2009 |
2008 |
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|
x € 1,000 |
x € 1,000 |
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25. Net interest income |
43,825 |
40,640 |
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|
This includes all income and expense items relating to the lending and borrowing of money, providing they are of a similar nature to interest, as well as interest income on credit balances or interest expense on overdrafts. |
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This item comprises: |
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Interest income |
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|
Cash and balances with central banks |
568 |
1,776 |
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|
Financial assets at fair value through profit and loss |
1,506 |
4,988 |
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|
Available-for-sale financial assets |
51,735 |
46,101 |
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|
Held-to-maturity financial assets |
384 |
587 |
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|
Loans and receivables |
16,420 |
41,895 |
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|
Other interest income |
435 |
153 |
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|
71,048 |
95,500 |
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The interest income recognised on non-performing loans is €34,000. |
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Interest expense |
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|
Interest on customer deposits measured at amortised cost |
26,919 |
52,497 |
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|
Interest on accounts with credit institutions |
242 |
2,360 |
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|
Other interest expense |
62 |
3 |
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|
27,223 |
54,860 |
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|
129,240 |
101,181 |
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|
Net commission income comprises fees for services performed for and by third parties in respect of securities transactions and related services. |
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This item comprises: |
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Commission income |
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|
Transaction income |
155,515 |
129,024 |
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|
Other commission income |
17,195 |
10,553 |
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|
172,710 |
139,577 |
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|
Other commission income includes distribution fees, custody fees and management fees. |
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Commission expense |
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|
Stock exchange charges and clearing costs |
32,837 |
28,779 |
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|
Other commission expense |
10,633 |
9,617 |
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|
43,470 |
38,396 |
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Other commission expense includes commission sharing agreements. |
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